
                    The attackers behind Target's credit card breach 
also went after customers at other retailers around the country, 
including high-end retailer Neiman Marcus. Maybe it's time to go back to
 just using cash.
Shoppers already jittery after Target reported a credit card breach
 over the holiday season are now faced with the prospect that the 
attacks were far more widespread than originally thought. It appears 
Target wasn't the only retailer affected in this breach, as Neiman 
Marcus and at least three other retailers experienced similar incidents 
over the same time period, 
Reuters reported.
 Security experts have long warned that banks, credit card processors, 
and retailers are not taking the necessary steps to secure payment card 
data and personal information, leaving customers vulnerable to fraud and
 identity theft.
"The impact of the Target breach and other retailers in similar 
circumstances (and not yet fully disclosed) can have far reaching 
effects on consumer confidence and impact on the US economy unless steps
 are taken to address this vulnerability immediately," said Anup Ghosh, 
founder and CEO of security company Invincea.
More Victims FoundNeiman Marcus discovered its 
breach on Jan. 1, after receiving reports from a credit card processor 
about possible unauthorized charges on the accounts of people who had 
shopped at its stores, reported 
security writer Brian Krebs. The attack appears to be on a smaller scale, with fewer than one million cards compromised.
While Krebs was not sure whether this breach was related to the 
attack on Target, sources told Reuters the incidents used similar 
techniques and could be linked. Like Target, Neiman Marcus said only 
shoppers who used their cards in the store were affected, not online 
shoppers.
Target initially reported that 40 million shoppers who used their 
credit card at one of its retail outlets during the holiday shopping 
season were affected in a credit card breach. Last week, the CEO of 
Target acknowledged the breach was bigger than originally thought, as 
personal information of at least 70 million customers, including names, 
mailing addresses, telephone numbers, and email addresses were also 
stolen. There may be some overlap in customers between the initial 40 
million and the later 70 million, but Target was unable to say how many 
were counted twice. Target also admitted that all US shoppers over 2013 
were at risk, not just those that visited the store over the holiday 
season.
Questions, But No AnswersThe investigation is 
still in the early stages, so there are more questions than answers at 
this point. This presents a whole new set of challenges, security 
experts said.
Right now, the big question is, "Am I affected?" and it's hard to 
tell. Reuters said three other retailers were currently investigating, 
but had not publicly disclosed the breach at this time. It is also 
possible there were other, smaller, breaches earlier in 2013, which 
still have not been publicized.
"All retailers should err on the side of disclosing all consumers 
that are potentially affected while at the same time disclosing fully 
what they know about the breach and how it happened," Ghosh said.
Neiman Marcus said it is notifying customers who had fraudulent 
transactions posted to their accounts, but this leaves a lot of 
consumers who did shop at the stores wondering and waiting for bad news.
 It creates what an expert called "data security limbo,"
 as users are aware of a breach but can't take any steps until they 
receive confirmation. Target also said it was notifying customers about 
personal information being stolen if an email address was on file.
This kind of selective notification opens up a window of opportunity 
for attackers to launch secondary attacks, said Angel Grant, director of
 anti-fraud solutions at RSA. Attackers can take advantage of the 
confusion to send out emails or even make phone calls to scam users into
 revealing their personal information and payment card details. Users 
need to be vigilant for follow-up phishing attempts in the wake of this breach.
Silence is DangerousWhile it's understandable to
 want to keep information close at hand until the investigation is 
complete, it doesn't help other retailers. Target is not discussing what
 happened, and Neiman Marcus is even more close-mouthed about the 
methods the attackers may have used. At the moment, Target has admitted 
its point-of-sale software was compromised, and Reuters cites sources 
who say the attackers used a RAM scraper, a type of malware 
which captures the temporary data in the computer's memory. There have 
been a surge in attacks using memory parsing malware recently, and Visa 
even issued alerts with technical information on how to thwart these 
types of attacks last year.
While it was not clear whether Target or other retailers had 
implemented any of the methods to defend against these attacks, sources 
told Reuters the attackers were much more sophisticated and would have 
been able to bypass those measures. Based on the fact that personal 
information was stolen, it was more than likely that Target's breach was
 "a more widespread compromise of Target's network than simply PoS 
machines," Ghosh said.
Retailers are likely investigating their networks and trying to 
figure out whether they have also been affected. This is where 
information sharing between retailers would be helpful.
As for you and me, maybe we should stick with cash for the time 
being. It is safer, and the only thing you have to worry about is 
pickpockets.