The "Voxis Platform" is billed as "advanced cash out software" that promises to help carders earn "astronomical amounts" of cash by faking human interaction with different payment gateways, authors bragged in an ad posted around underground forums and to Bitcoin payments site Satoshibox.
IntelCrawler cybercrime investigator Andrew Komarov reported the software being flogged by Voxis Team member using the handle Conaco in October for US$180.
"The sophisticated Voxis Platform provides the underground economy options for washing stolen credit cards," Komarov said.
"Taking advantage of fraudulently obtained merchant accounts, bad actors can use speed to automate and load cards to be charged for pre-determined amounts at pre-determined times, all with the goal of sliding under fraud detection systems.
"The emulation of human behaviour and buying patterns increases their probabilities of having charges authorised."
Supported payment gateways included Coinbase, Paypal, and WorldPay.
"Past breaches of retailers like Target and Home Depot have created a demand in the underground to quickly try and monetise the stolen cards," Komarov said. "Groups of cyber criminals actually pool their programming resources to build tools like the Voxis Platform."
He said IntelCrawler recommended processors bolster their know-your-customer capabilities in respect to new merchant accounts and tighten transaction scrubbing thresholds.
Voxis Team developers promised in the advertisement "so advanced" it was dubbed 'fantastico Platform' that would support Amazon EC2 and tunnelling via proxy.